bigpic-tree

Your car is just right for you. Why shouldn't your car insurance be?

 

Are you a little mystified by what you’re purchasing when you shop for auto insurance? We understand; that’s why we’re here to help you each step of the way, from helping you decide what types of coverage you need to connecting you with the insurance company that meets your needs most effectively (and saving you a few dollars along the way!)

When you purchase an auto insurance policy, you are essentially paying a set amount per month (or every six months or year) for a promise from your insurance company that, in the event that you are involved in an accident, they will step in and pay for certain types of damage incurred beyond the amount of your deductible. This coverage is critical in our day and age of high repair costs, expensive vehicles, and potentially devastating lawsuits.

Each state typically has a minimum requirement, but depending on the vehicle you want to insure, and who drives that vehicle, it may be worthwhile to purchase higher liability limits (the amount that your insurance company will pay for damage to someone else’s property or medical bills). If you have a newer car, or one that you are still paying off, you will likely need to purchase comprehensive and collision coverage, which pay for any repairs to your vehicle in the event of an accident or other collision.

If you’re not sure what kind or how much coverage you need, give us a call! Because we work with several different carriers, each with a different niche market, we are almost sure to beat your current rates. It will be our pleasure to help you find the policy that fits you and your lifestyle the best!