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Business Insurance

 

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Everyone needs a safety net. We can help.

 

Sometimes there are liability risks that are so expensive that your general liability and your professional liability cannot cover them. For example, if you have general liability limits of $1 million, but you are successfully sued for $1.5 million, your insurance will only cover up to your liability limits. That means that you will have to come up with $500,000 to pay the difference This is where a commercial umbrella liability policy comes in.

Your umbrella policy is just what it sounds like – an overarching liability policy that covers costs beyond the liability limits of your other policies. You can buy umbrella policies with liability limits in the millions of dollars for a remarkably reasonable premium. This type of coverage is like extra safety equipment on a car – hopefully you’ll never use what you pay for, but in the event that you do, it’s an invaluable safety net that could save your business.

Talk with us today about setting up that extra layer of protection for your business. We will be glad to help you decide how much you’ll need in your umbrella policy, and find the right insurance carrier to provide the policy.