Wrong decision? It's okay; you're covered!


Let’s say that one of your employees makes a mistake when calculating a price on a large corporate account. The price ends up costing the customer, so they react by suing your company for their losses. Or, in a different situation, your marketing team accidentally infringed on copyright while creating advertising for your brand, and you’re being sued for their mistake. This is where professional liability and Errors & Omissions (E&O) coverage come into play.

These insurance coverages help protect you against—you guessed it!—errors and omissions in your business dealings. This coverage is separate from your commercial general liability, which typically only covers property damage or bodily injury. In the event that you have to deal with serious repercussions for errors in your work, E&O coverage could save the day.

There are a lot of things you can do to reduce the likelihood of having to use your E&O coverage, such as

  • making sure your employees are properly trained,
  • ensuring that there are reasonable safeguards in place against errors in work or judgment,
  • and developing high standards of quality control, and then enforcing them.

But for those times when these strategies fail, E&O insurance can be a safe hedge against a potentially disastrous lawsuit.

Let us help you decide if professional liability is a good protection for your business. Depending on the type of business you do, you may need higher or lower liability limits. We can offer experienced, professional advice along with multiple carriers who specialize in these types of business insurance.


Give us a call to set up an appointment or get a free quote today!

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